Fraudulent auto insurance claims tend to become more popular in North America. In the past years, criminals developed some illegal, yet clever, ways to cheat auto insurance companies. The National Insurance Crime Bureau of Canada found that the number of cases, suspected to be scams, grew by 46% from 2008 to 2010. With our dash camera you can prevent yourself from being a victim of an insurance fraud.
What is Insurance Fraud?
Insurance fraud takes place when a person knowingly lies to get some benefit or advantage to which they are not entitled to, or if someone knowingly lies about a benefit that a victim of an auto collision is entitled to. Depending on the scenario, an insurance fraud may be handled as a criminal matter by the Department of the Fraud Division in both the U.S and Canada.
Insurance crime is not victimless. According to 2011 data, accumulated by insurance brokers, the cost to citizens is about $1.5 billion a year in insurance rates, health treatment, emergency services and court fees. Insurance scams cost you money - when you get scammed, you pay.
Dash Witness can help you combat insurance crime. Having a dashboard camera in your vehicle will assist you and your insurance company to identify an insurance crime in action.
This is how our dashboard camera can help in the event of a collision:
it will record the other car's license plate number and the number of passengers that were in the other car at the time of the accident. Later, you can compare this information to the information on the insurance claim, to make sure that all the names in the claim were actually passengers in the car;
it will record a physical description of a driver and all passengers;
it will record how a driver and passengers behave. Do they joke around and seam healthy, but suddenly act injured when the police arrive at the scene?
it will record the damage both cars received (if any);
the camera can also be removed from the bracket and used as a digital camera or a camcorder in 1080p Full HD mode or 12 mega-pixel digital photo camera for taking extra pictures and video at the scene of the accident.